INDIAN EDUCATION SYSTEM SUCKS!
ALL REASONS, "WHY YOU WILL REMAIN POOR IF YOU ARE STUDYING THROUGH THE INDIAN EDUCATION SYSTEM"
FIRST ASK THESE QUESTIONS TO YOURSELF:
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SO I ASSUME YOU HAVE WATCHED ALL THE VIDEOS IF NOT PLEASE WTACH THEM TO GET OUT OF THE RAT TRAP
1. ‘Working hard—even at a job I hate—will make me rich.’
Most people commit to jobs they consider “tolerable” — and they stick with it for years while simultaneously worrying about getting fired or dreaming of the day they finally get to retire. Why? Because they believe it’s the most effective way to get rich.
As Hadas Weiss, an anthropologist at the Madrid Institute for Advanced Study, argues in her book “We Have Never Been Middle Class: How Social Mobility Misleads Us”: ”[The] ideologies of the middle class seem inextricably linked to meritocracy — that our hard work gets us where we are; and then, where we are must be protected to ensure that our value remains.”
The ultra-wealthy, on the other hand, believe in working for fulfillment. Once they find a job they love, they invest their heart and soul into it — so much, in fact, that they become one of the best in their field and are rewarded with uncommon wealth.
Change your mindset: It’s possible to do what you love and get super wealthy doing it. Find a rich and successful person who is passionate about their job. Ask them how they got there. Get inspired.
2. ‘You can’t get rich without a formal education.’
Middle-class individuals believe that their investments in formal education determine their wealth. But if the secret to building wealth was excellent grades, then every summa cum laude graduate would be a multimillionaire.
The mass affluent know that financial success has little to do with your ability to memorize textbook information. Instead, they believe that gaining specific knowledge about things like how to invest or network with powerful people have a stronger impact on their net worth.
In fact, some of the world’s top billionaires have little formal education. Dell Technologies CEO Michael Dell — worth an estimated $32 billion, according to Forbes — dropped out of the University of Texas at Austin his freshman year when he was 19. And Apple co-founder Steve Jobs once said that dropping out of Reed College was “one of the best decisions” he ever made.
Change your mindset: Formal education does not guarantee success or wealth. If you love sales, for example, take an online course that will strengthen your skills in that field. Bill Gates has credited much of his success to reading 50 books a year. Ask a money expert to teach you about investing in stocks.
3. ‘Getting rich isn’t up to me.’
The average person believes being rich is a privilege awarded only to a few “lucky” people. Weiss puts it perfectly in her interview with Fatherly.com: ”[Most] people who identify as a middle class believe that whatever cards they’re dealt with, their efforts and investments in education, professional skills, homeownership [...]” determines how much money they have.
“If [they] end up doing well, they trace their good fortune to those investments,” she continued. “If they don’t, they blame themselves for having invested poorly or insufficiently. It’s also how they judge other people’s situations.”
Meanwhile, the ultra-wealthy know that in a capitalist country, they have the right to be rich if they’re willing to create massive value for others. They ask, “If I serve others by solving problems, why shouldn’t I get a fortune in return?” And since they have that belief, their behavior moves them toward the manifestation of their dreams.
Change your mindset: Instead of focusing on how you can save more money on groceries and bills this month, brainstorm new ideas that have the potential to fix a common problem.
4. ‘Extreme wealth changes people ... for the worse.’
Contrary to popular belief, money can be a force for good. Based on my interviews, the majority of the middle class have a set of beliefs and philosophies that suggest success and money turns people into greedy, corrupt, and uncaring oppressors.
But rich champions know that any kind of power, freedom, or liberation reveals a person’s true self. If you were a crook or a cheater before you got wealthy, for example, you’ll probably be even worse once you do get rich. If you were honest, humble, and hard-working before, you may become an even better person with expanded financial resources.
Change your mindset: If you always strive to be a kinder and more giving person, the money will likely strengthen your good morals and characteristics.
5. ‘Playing it safe with your money is a good thing.’
Middle-class people tend to operate with a scarcity mindset: They believe there will never be enough of something. As a result, they’re extremely conservative with their finances; they fear that if they lose money, they won’t be able to make it back.
The rich get richer by using their money to make even more money — without much additional effort. They factor in the risks involved in this strategy, knowing that while gains can be sudden and staggering, there will also be losses along the way.
The multimillionaires of the world are constantly studying their investments —both the good and the bad. They know that the more experienced they become, the smarter they’ll get, and the easier it’ll be for them to replace money lost in high-risk deals.
Change your mindset: Increase your tolerance for taking risks by betting on yourself in the undertaking of a new venture, investment, or partnership. If you learn to trust your judgment, your confidence will grow.
5. ‘It’s more important to teach my kids how to save money.’
Solely focusing on saving money is the secret downfall of the masses. It’s not that saving is bad, but it’s the level of consciousness that it originates from that makes it dangerous.
According to a 2018 T. Rowe Price survey of more than 1,000 young adults (ages 18 to 24), 30% said that it wasn’t until after they turned 15 that their parents taught them about money. And of that group, 82% said they mostly learned about how to save and be frugal.
Ultra wealthy individuals are always looking for ways to double or triple their income so they can enjoy the “good life.” Then, they invest the remainder of their money in things like stocks, bonds, and real estate.
The rich people I interviewed see money as a dynamic medium of exchange for goods and services that should circulate and grow — and they pass that point of view on to their kids by teaching them to invest their pennies.
Change your mindset: Saving is important. But set an example for your kids by emphasizing the importance of knowing how to grow your money, too. Show them that investing can be fun and that it’s okay to spend their earnings on things that make them happy. You only live once, right?
6. ‘Money makes people stressed and emotional.’
Most people never accumulate massive wealth because they see money through the eyes of negative emotions. By the time the average person becomes an adult, they’ve been brainwashed into believing that just talking about finances leads to stress and anxiety — so they try to avoid the topic as much as possible.
The wealthiest people, however, see money for what it is and for what it isn’t — through the eyes of logic. To them, it’s simply a tool that presents options and opportunities. When it comes to strategizing how to make more money, they put their emotions aside and let reason be their guide.
As the Irish writer, Jonathan Swift once said, “A wise man should have money in his head, not in his heart.”
Change your mindset: Use your logic to dictate your financial strategy, and use your emotions to motivate yourself to stick to it.
7. ‘Being comfortable is more than enough.’
After several decades of sifting through surveys, interview transcripts, and studies, I’ve found that, more than anything else, physical, psychological, and emotional comfort is the primary goal of the middle class.
But financially successful individuals learn early on that striking it rich isn’t easy, and that the need for comfort can be devastating. They learn to be comfortable while operating in a state of ongoing uncertainty. “There’s a price to pay for getting rich, but if I have the mental toughness to endure the temporary pain, I can reap the harvest of great wealth,” one millionaire told me.
Meanwhile, the masses go out of their way to avoid doing things they don’t like, which in the early stages of building wealth is where the most opportunities lie. Rich people, however, are optimistic and daring.
Change your mindset: Achieving massive goals is never a walk in the park. Those who push forward get rewarded. Consider making a list of five things you must do today that may be uncomfortable but will get you a few steps closer to great wealth.
SO WHAT YOU SHOULD DO NOW?
STEP 1: START LEARNING SKILLS: ONLY SKILLS WILL HELP YOU NOT SHITTY WORDS YOU MUG IN SCHOOL.
#1 – Learn to Code and/or IT
The Odin Project is an open-source project that pulls from curriculums all across the web to give you the tools it requires to become an employed web developer, including a portfolio of projects on Github. The enterprise is named the father of the gods in Norse mythology whose defining characteristic, above all, was a curiosity for new knowledge. If you are curious about a career in computers, this course promises to take you through to the other (employable skilled) side in about 1000 hours.#2 – SEO and/or Google Analytics
Take it from me, a lot of people are currently making their living writing for the internet and anything that you write for the internet needs to be cognizant of search engine optimization and that is a field that is CONSTANTLY changing. A good way to stay abreast of best practices as they now stand is to read a blog that posts daily on the topic. Search Engine Journal is just such a blog. They also run regular webinars on new topics and sponsor a weekly podcast, the Search Engine Nerds.
#4 – Microsoft Excel
An unexpected hurdle in researching online Excel courses was the unhelpful design of several otherwise seemingly perfectly useful resources. Being confronted with unranked grids of data while I try to improve my skills to learn about using grids of data, sets one up for frustration. One site that avoids this pitfall is Chandoo.org, where the information is beneficially organized and free, at least for the basics. Paid components are available for those who wish to truly become “excellent” in Excel.
#6 – Podcasting
Who doesn’t have a podcast idea kicking around in the back of their head? If you have decided what format of the podcast you will be doing, the next step is to obtain the highest quality equipment that a limited budget (and, all budgets are limited) can afford. Podcastconsultant.com has a good list of necessary equipment at multiple price points for each piece of gear. A lot of resources recommend having at least one co-host, and the more chemistry you have together the better your end product will be.
#7 – YouTube
A really solid resource for developing a knowledge base of what YouTube is, and how it can be utilized to put money in your pocket is the Creator Academy at YouTube itself. It is a series of 31 lessons that start with the basics and branches out into how to avoid burnout among other topics. The lessons are of course submitted in YouTube video format coupled with multiple choice questions that help you define your vision for what you are hoping to gain from this online platform.
#8 – Photography Skills
You got a sweet deal on a nice DSLR on Facebook Marketplace and are ready to get your side hustle off the ground. Now you just need…some skills to learn. Luckily, the internet has your back. YouTube is an amazing resource in this department. The popular website FStoppers expanded into YouTube and both the channel and the website are a great resource to learn basic skills and commune with other shutterbugs. They offer tutorials, equipment reviews, and they have a regular video feature where photography pros helpfully review amateur photos.
#9 – Technical Writing
Study.com features the online class English 305 which starts with the basics of technical writing and ends with writing instructions, manuals, and proposals. This class does not count for college credit, but it can prepare you to access their paid service of proctored testing for college credit. For $29.99 a month you get basic access to this course and hundreds of others, complete with video lessons, graded assignments, and the aforementioned testing for college credit.
#10 – PhotoShop
TUTS+ is our choice for the top site to learn the ins and outs of Adobe Photoshop online for free. They do offer paid content as well, but the freebies offered here will get you well on your way to being Photoshop proficient. With how-to tutorials and reviews of new effects packages, this site will keep you abreast of best practices in the field of photo manipulation. With paid access, the site offers complete courses and ebooks. But there is plenty of free content to keep you busy.#11 – Project Management
Alison.com offers its content for free, and then if you wish to receive a diploma at the end of the coursework, that costs. Their diploma in project management is a good beginner’s option for learning the terminology, methodology, and “project life cycle.” It takes six to ten hours to complete the coursework, and the assessment at the end is no easy A. In case you do not choose to purchase your diploma, you are still eligible for Learner Achievement Verification on the site’s dashboard.#12 – Microsoft Word
LinkedIn offers 30 days free access to their 10k+ classes taught by experts in the field. They have multiple courses on Microsoft Word that can get you inserting charts and using macros, no matter which version of Word you are using. After 30 days, access costs $24.99 monthly, with up to a 20% discount for those who pay annually. LinkedIn helpfully points out that many employers find this a valuable resource and will reimburse you for expenses in this area.#13 – Public Speaking
This course offered by the University of Washington through the platform of Coursera is part of a four-course Public Speaking Specialization. Taking about sixteen hours to complete, the 100% online course offers flexible deadlines to meet your scheduling needs. The coursework consists of about an hour of lecture per week, readings, and quizzes. Skills to learn through the class include confidence and presentation planning. Full access to the course requires a paid membership, but completion of the four-course sequence will unlock a specialization that can be added to your LinkedIn profile or CV.
#14 – Personal Finance
Forget old school budgeting. This task causes most people unwanted stress and wastes time tracking things that are already tracked if you primarily spend with a credit or debit card. Current research points to three key things that can help soothe most money worries. 1) Be aware of what your financial responsibilities are each month and year. 2) Automate as many bills as possible to minimize missed payments and also keep you from spending that money before you need it to pay the bill. 3) Know how much money you have to spend each month (not on expenses or debt paydown) and STICK TO THAT NUMBER. If you see that your funds for non-essentials are dwindling faster than the days left in the month, then cut back where you can and let the savings accrue.
#15 – Mac Skills
If you are looking for Apple IT skills to learn, the company offers online seminars and tutorials that are geared for the education sector, but often the topics apply more universally. Registration is required to participate or view archived content, but access is free. The site also offers the Lion Server Documentation Guide, which can be a good resource for other Apple concepts as well. As a company, Apple places special emphasis on the education sector as it grows the user base and gets its products into wider circulation.
#16 – Human Resources
This free online course from Udemy is about 75 minutes in length and titled Introduction to Human Resource Management. It is a good place to start for anyone wanting to go into general business management who is foggy on the purpose and skill set of the HR department. The special management needs of human resource departments are also covered. The course comes with a Certificate of Completion. Tips for effective HR management are the capstone element of this course.
#17 – Microsoft Access
Microsoft Access training for Microsoft.com is a well laid out introduction to databases, tables, and relationships used in the program. Hint: This course assumes you know your way around Excel, so you might run over the resources at #4 on this list if you are not up to speed in that department. The resources offered by Microsoft are a series of introductory videos and then a series of decision trees to help you suss out your particular needs from the program.
#18 – Math
Basic Statistics Through R from edX offers to teach you basic statistical analysis through the programming language R. This introductory level course uses examples from health sciences and bioinformatics. But the skills acquired in this course are largely applicable in any field involving Big Data. The class is free and calls for 8 hours a week of study time, though the class can be completed on your own time schedule.#19 – Culinary Skills
Learning new culinary skills expands your repertoire of meals you can cook which makes eating at home more interesting, which can save you money by keeping you out of restaurants. Ordering a weekly food box (like Hello Fresh or Blue Apron) is a good way to learn new recipes and automate some of your food spendings. Deals for food boxes abound, and you can easily skip from one meal box company to the next as the deal prices run out. The Food Box is a good fit for savings as you try new things, but you should also get input into the system so you aren’t spending money on food you won’t want to eat.
#21 – WordPress
WP101 offers monthly and yearly all-access passes to their coursework on WordPress and its attendant plugins like Yoast and Jetpack. WordPress was originally just for blogs, but now can be used for complete websites, stores, and many others. WP101’s website also offers exclusive discounts for companies offering web hosting and themes for WordPress. The site also partners with Codeable to provide WordPress experts for hire, starting at $60 an hour. Which you can take as reinforcement to how lucrative upping your WordPress game can be.#22 – Accounting
The Open University offers a plethora of online accounting knowledge that is, in keeping with its mission, completely free. They start with basics like an introduction to bookkeeping, but branch into specifics like liquidity management. If you are interested in becoming credentialed in accounting, a more formal program from a community college or university would be required. But the open university can get you from basics up to operating speed, and you get a digital badge or statement of participation for completing their free coursework.#23 – Credit Score Repair
The first step is to ascertain your position by obtaining all three credit reports for free from annualcreditreport.com. Check for errors and be prepared to dispute them with all three credit bureaus. If raising your credit score is your aim, make a schedule so you can make all payments on time going forward (you can shift payment dates on borrower websites), and try not to open any new lines of credit while you focus on paying down your current debt. One counterintuitive thing to try is to ask the borrower to raise your limit. If you are in good standing, this will lessen your ratio of credit used and often boost your score a bit.
#24 – PowerPoint
Skillshare.com’s Presentation Design for Smart People class can be accessed for three months on the site for just 99 cents, according to a current promotion. The 3+ hour course covers narrative arc, the three types of presentations, and storyboards. The latter half of the class entails graphic design and visual hierarchy as well as helpful dos and don’ts for fonts and colors. The program includes one well designed visually pleasing presentation that you will present to the class.
#25 – Investing
The Investing Classroom at Morningstar.com is offered to holders of a free membership to the website and provides access to more than a hundred classes on topics including stocks, funds, bonds, and portfolios. As you pass through the curriculum, you gain points and once you reach a certain number of points you are rewarded with a free 60-day membership to Morningstar.com so you can start putting your new knowledge to work accessing the site’s analyst reports and stock buy and sell recommendations.#26 – Digital Marketing
Google Online Marketing Challenge is a program for college students at any level to gain real-world marketing experience assisting a participating nonprofit with their online ad campaigns. Google provides the teams of 2-5 students with a Google Ad Grant of up to $10,000 per month to purchase Google ads for the nonprofit. The students work under a faculty member and ideally build a relationship with the client and provide a Post-Campaign Analysis at the end of the program.#27 – Ethical Hacking
The complete ethical hacking bundle sold by BoingBoing is an eight-course bundle that, true to the spirit of Boing Boing’s ethic, requires you to pay what you want. They mean it. Course titles include: “Learn Website Hacking and Penetration Testing From Scratch,” “From Zero to Hero in Web, Network, and WiFi Hacking,” and “Hack People Systems and Mobile Devices.” Remember that white hat/ethical hacking is designed to test and strengthen systems protections and make us savvier consumers and producers of electronic content.
#28 – Copywriting
Writing of any kind needs to be clear and concise with a strong voice. Copy Hackers can help you take the prose you construct for pay to the next level. One of its co-founders, Joanna Wiebe, describes their outlook as not one of crass direct-selling but of finding each client’s voice that also happens to draw readers and, potentially, clients. On their introductory page, they offer free ebooks that offer how-to write newsletters that get read and a guide for “Conversion Marketers” to achieve marketable copy.
#29 – Finance and Economics
If you are of a certain, self-directed mindset and ready take advantage of sophisticated–and free–course materials in economics from a model research technical institution, MIT offers dozens of graduate and undergraduate course elements from Principles of Microeconomics to Microeconomic Theory and Public Policy to Advanced Macroeconomics. Offered since 2001, currently MIT Open Course Ware offers access to previously run courses that have run through 2018. These courses often include supporting texts in PDF, syllabi, clearly-arranged topic units, exams, and other supplementals. Most courses also have a single-location site to download all the course materials and links for recorded lectures.
#30 – Keyboarding
If you have made it this far in life on the hunt and peck method alone, a) congratulations and b) it’s really time you learned the correct method. Speedtyping.com offers free lessons that get you through the basics and once you have that down, life should throw you enough practice to keep your skills sharp. If opportunities with the keyboard do dry up, the site also offers games to keep your newly learned skills up until they are called upon again. This skill to learn may not directly add dollars to your pocket in the immediate sense, but it will (eventually) increase your productivity at work and thereby make you a more valuable employee, which can lead (down the road) to raises and promotions.
GOOD WORK !! KUDOS for the bravery.
ReplyDeleteKEEP WORKING
Great! You have really strong thoughts!
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